“Damn, there is so much great knowledge out there. Did you know that “BOOKS” are full of smart?? No, I mean like life changing, I-wish-I-knew-that-years-ago type stuff.
I know that I was waaaayyy late to the game figuring it out. And I know that a lot of you are too busy to read as much as you ‘should’. And that is why you need me.
I still remember how it started for me. It started in June of 2008. After 11 years …..Click to continue
RECENT ARTICLES

What’s up in Mortgage Today (AM) – 08/20/2025
WTMS Blog Today = What's up in Mortgage Today (AM) - 08/20/2025 Mortgage Backed Securities markets are showing relative stability this morning, with UMBS prices holding fairly steady ahead of key economic data releases [...]
Mortgage Today (PM) 08/19/2025
Mortgage Today (PM) 08/19/2025 The mortgage-backed securities market experienced notable pressure today as MBS prices declined across the yield curve, with the benchmark UMBS 5.5% coupon losing approximately 6-8 basis points intraday. This weakness stemmed [...]
What’s up in Mortgage Today (AM) – 08/19/2025
**WTMS Blog Today = What's up in Mortgage Today (AM) - 08/19/2025** Mortgage-backed securities are showing mixed signals this morning as the 10-year Treasury yield hovers around 4.34%, roughly unchanged from Friday's close. Bond prices [...]
Article Archive

My Reading Notes for “Invisible Selling Machine” by Ryan Deiss – Part 2
💡 From Leads to Raving Fans 💡 What if your sales funnel worked perfectly—every single time? Ryan Deiss’s Invisible Selling Machine teaches you how to automate your sales process so well that it [...]
Mortgage Today 10/03/24 – Bonds Weaken, Job Cuts Surge, and Higher Rates Loom After ISM Services Report
Thursday - October 3, 2024 UMBS opened down 15 bps. S&P futures down 7.8 points Bonds were already weaker overnight and saw a bit of extra selling at times following the Jobless Claims [...]
My Reading Notes for Invisible Selling Machine by Ryan Deiss – Part 1
🚀 Make Sales While You Sleep 🚀 Imagine waking up to new sales every morning—no more cold calls, no more chasing leads. Invisible Selling Machine by Ryan Deiss shows you how to automate [...]
Mortgage Today 10/01/24 – Iran Tensions Trigger Flight to Safety & Powell Talks Inflation!
Tuesday - October 1, 2024 UMBS opened UP 13 bps on the morning. S&P futures down 3.75 points. Would have thought more. The following unconfirmed newswire is causing a flight to safety in [...]
My Reading Notes for Discipline Equals Freedom by Jocko Willink
🚀 Face Your Fears, Step by Step 🚀 Every salesperson knows the feeling—fear of rejection, fear of failure. But what if you could step into that fear and turn it into fuel? In [...]
Mortgage Today 09/30/24 – Powell Speaks, Jobs Report Ahead & Bond Market Reaction!
Monday - September 30, 2024 UMBS continued their red run this morning, down 6 bps. S&P futures are down 11.75 points. US equity futures started the week on the backfoot after last week’s [...]
Mortgage Today 09/27/24 – Inflation Cooling, Spending Slows & Bond Markets Stabilize!
Friday - September 27, 2024 Finally in the green! UMBS were up 9 bps in the first hour of trading. Stock futures up 2.75 points PCE inflation data only wishes it could be [...]
Mortgage Today 09/26/24 – Jobless Claims, Durable Goods Beat, and New Home Sales Surge!
Thursday - September 26, 2024 Mortgage Backed Securities were down 13 bps on the open. S&P stock futures are up 45 points. Bonds were moderately stronger overnight, but all of the gains have [...]