Why Most Mortgage Pitches Fail (and How to Get Past the Croc Brain) If your borrower’s eyes glaze over the moment you start talking basis points, you didn’t lose the deal—you lost the brainstem. [...]
WTMS Blog Today = What's up in Mortgage Today (PM) - 11/17/2025 The September jobs report finally releases Thursday after government shutdown delays. This marks the first major economic data to emerge since the 43-day [...]
WTMS Blog Today = What's up in Mortgage Today (AM) - 11/17/2025 Bond markets are showing modest strength this morning as September's delayed jobs report looms large. The UMBS 5.0 coupon gained 2 basis points [...]
WTMS Blog Today = What's up in Mortgage Today (PM) - 11/14/2025 Mortgage securities staged a mysterious rally at 7am this morning before surrendering most gains by noon. UMBS 5.0 coupons jumped 16 basis points [...]
WTMS Blog Today = What's up in Mortgage Today (AM) - 11/14/2025 Markets delivered a mysterious rally at 7am this morning after an otherwise flat overnight session. MBS gained 16 basis points and the 10-year [...]
WTMS Blog Today = What's up in Mortgage Today (PM) - 11/13/2025 Don't get excited about the government shutdown ending - that was already priced into markets by mid-November. MBS securities are showing weakness today [...]
Ok, so we are talking about 50 yr mortgages?! There is a great Thomas Sowell quote: "In this world there are no solutions, only trade-offs." So let's look at it from that perspective. [...]
WTMS Blog Today = What's up in Mortgage Today (AM) - 11/13/2025 The government shutdown is finally over, but don't celebrate just yet. Markets are treating the reopening with a shrug since everyone saw this [...]