Do the thing, and YOU Shall Have the Power
In the monumentally great book THE SLIGHT EDGE, the author repeatedly makes the point that Do the thing, and YOU Shall Have the Power Meaning that you must DO the hard thing, [...]
How Does the Bond Market Impact Mortgage Rates
The bond market has a significant impact on mortgage rates, and understanding this relationship is crucial for anyone looking to buy or refinance a home. In this article, we will explore how the bond market [...]
HOW does the Federal Reserve change Interest Rates
The Federal Reserve, also known as the Fed, is the central bank of the United States, responsible for controlling the nation's monetary policy. One of the most important tools the Fed has for managing the [...]
What’s up in Mortgage Today – 5.3.23
Quite the open on the markets. MBS up 33 bps, the 10 yr down only 3, stocks up 8. Bonds were unchanged for the first half of the overnight session, largely because they [...]
Why should Loan Officers Care about the Bond Market?
Loan officers, listen up! I know you're busy trying to approve loans left and right, but have you ever stopped to think about the bond market? I mean, really think about it? No? Well, maybe [...]
What’s up in Mortgage Today – 4.21.23
MBS down 3 bps so far. Stocks down 9 pts Wonders never cease, and there is a first time for everything. Today's example of those claims is as follows: we are going to [...]
We are defeated one tiny, seemingly insignificant surrender at a time that chips away at who we should really be.
Reading Notes for: It wasn’t in a war. It wasn’t in a battle. It isn’t in a melee of fire and destruction that most of us succumb to weakness. We are [...]
Your Life is NOT a Part-Time Gig
Reading Notes for: EVERY DAY This isn’t a part-time gig. This isn’t punch the clock and go home for the day. You don’t get weekends off. No. Here: There’s no such [...]