The ROAD Act's Dirty Little Secret: We're Solving the Wrong Problem Congress just restricted big investors from buying homes, but forgot to ask why housing is actually unaffordable (spoiler: it's not because of [...]
**WTMS Blog Today = What's up in Mortgage Today (PM) - 07/23/2026** Mortgage rates hit their highest levels in over a year as bond traders refused to catch the falling knife, with oil prices spiking [...]
**WTMS Blog Today = What's up in Mortgage Today (AM) - 07/23/2026** Oil prices surge past $90 a barrel as Houthi militants target Saudi tankers in the Red Sea, pushing Treasury yields to fresh yearly [...]
The 21st Century ROAD to Housing Act: Your Guide to the Law That Tried to Save Housing (But Probably Won't) Congress just passed a housing bill that's like putting a Band-Aid on a [...]
**WTMS Blog Today = What's up in Mortgage Today (AM) - 07/22/2026** Momentum remains negative across bond markets as the 10-year Treasury yield climbed to 4.634 percent, driven by geopolitical tensions in the Middle East [...]
**WTMS Blog Today = What's up in Mortgage Today (PM) - 07/21/2026** Mortgage-backed securities took a hit today as market headwinds continued to weigh on bond prices. UMBS 30-year coupons declined across the board, with [...]
**WTMS Blog Today = What's up in Mortgage Today (AM) - 07/21/2026** Bonds are giving back last week's inflation rally as oil prices climb and uncertainty grows over the Federal Reserve's policy path. The 10-year [...]
**WTMS Blog Today = What's up in Mortgage Today (PM) - 07/20/2026** Mortgage-backed securities retreated sharply on Monday as bond yields climbed despite the absence of major economic catalysts, signaling a week of continued weakness [...]
